Top Florida Insurance Questions and Answers

Insurance Resource Center Ask an Insurance Agent

Ask an Insurance Agent

Featured Article

FAQ: Does Homeowners Insurance in Florida Cover Water Damage?

When and how is water damage covered under homeowners insurance in Florida? Are there scenarios in which it is not covered? Get answers to your FAQs about water damage coverage under a home insurance policy in Florida.

What does homeowners insurance not cover in Florida

What Doesn't Homeowners Insurance Cover in Florida?

Do you know what's covered and not covered in your Florida homeowners insurance policy? In Florida, $34,546,451,000 in homeowners insurance claims were paid out in one recent year. Work with a Florida independent insurance agent to protect your home with a comprehensive homeowners insurance package.

What Does Flood Insurance Cover in Florida?

More than 3.5 million people in Florida are at risk of coastal flooding, and that number is only expected to increase as sea levels rise. Protect your home and your belongings with a flood insurance policy from the National Flood Insurance Program. Work with a Florida independent insurance agent to find coverage for floods.

How Much Does Car Insurance Cost in Florida?

Florida is the fifth most expensive state for car insurance, but it's required to operate a vehicle. Work with a Florida independent insurance agent today to shop different car insurance policies and coverage. An agent can help you find a policy that includes the state's minimum requirements and suggest additional coverage.

How to Calculate Cash Surrender Value of Life Insurance in Florida

Life insurance is designed to pay a large sum of money to someone when you pass away. With certain policies, you can end your life insurance contract early and receive a cash payout, referred to as the cash surrender value. Learn how to calculate your cash surrender value on your Florida life insurance policy.

FAQ: How Much Car Insurance Do I Need in Florida?

Before you ever start your engine, you’ve got to be aware of the numerous threats lurking around every turn on the road. But your vehicle is actually at risk before it leaves the driveway. That’s why it’s important to have enough car insurance at all times. A Florida independent insurance agent can help you find coverage.