Top Florida Insurance Questions and Answers

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FAQ: Does Homeowners Insurance in Florida Cover Water Damage?

When and how is water damage covered under homeowners insurance in Florida? Are there scenarios in which it is not covered? Get answers to your FAQs about water damage coverage under a home insurance policy in Florida.

If a Neighbor's Lawnmower Kicks up a Rock and Shatters Your Windshield, Who's Responsible?

If your neighbor accidentally causes damage to your vehicle parked outside your home, you need comprehensive car insurance to cover the damage. Work with a Florida independent insurance agent to get the right car insurance for your vehicle. Learn when you pay for damage and when your neighbor may be responsible.

If My Boat Damages Another at a Marina, Who's Responsible?

Boats can cause damage whether they're out at sea or parked in the marina. Make sure you're fully protected with the proper Florida boat insurance. Boat insurance covers damage you cause with your boat and any damage your boat sustains. A Florida independent insurance agent can help you shop Florida boat insurance policies.

Renters Broke the Boat at My Vacation Home: Who's Responsible?

If you're renting out your Florida home and it comes with a boat, make sure you're equipped with the right landlord insurance and boat insurance. Boat insurance protects your boat when renters use it and if they cause damage to the boat or to others. Work with a Florida independent insurance agent to get coverage today.

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

Understand the coverages offered through your Florida homeowners insurance before an accident occurs. Fallen trees, tree cleanup, and debris removal are all important factors to understand in your coverage. Work with a Florida independent insurance agent to get Florida home insurance quotes to cover common risks you face.

6 Business Insurance Pitfalls to Avoid in Florida

Don't make these six mistakes when purchasing business insurance. From skipping wind and flood coverage to not purchasing business income or cybercrime insurance, a Florida independent insurance agent can make sure you have the coverage you need. Shop Florida business insurance with a free quote from an agent today.