Top Florida Insurance Questions and Answers

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FAQ: Does Homeowners Insurance in Florida Cover Water Damage?

When and how is water damage covered under homeowners insurance in Florida? Are there scenarios in which it is not covered? Get answers to your FAQs about water damage coverage under a home insurance policy in Florida.

Miami marina at sunset. The most expensive boats to insure in a Florida marina.

The Most Expensive Boats to Insure at a Florida Marina

It's important to cover your boat no matter where it is, whether it's being transported on land by vehicle, docked at a marina, or cruising out on the water. But the cost of insuring your vessel depends on the state you live in. It's helpful to know the average costs of boat insurance in Florida by boat size and type.

Detail of broken pipe in Florida home. Does home insurance cover busted pipes in Florida?

Does Homeowners Insurance Cover Busted Pipes in Florida?

Florida homeowners are at risk of busted pipes from saltwater corrosion, water pressure, poor insulation, and a variety of other factors. Protect your Florida home with homeowners insurance to receive coverage for water damage and other costs associated with busted pipes. Work with a Florida independent insurance agent.

Who’s Responsible If a Neighbor’s Tree Falls on Your Home in Florida?

Storms or just plain negligence can lead to trees smashing your roof and windows. So if a neighbor’s tree does fall on your home, what then? A Florida independent insurance agent can answer this question and help you find the right homeowners insurance before you have to file a claim for fallen trees or anything else.

Broken glass on a wooden window frame. Who's responsible if my Florida home get a golf ball through the window?

Who’s Responsible If My Florida Home Gets a Golf Ball Through the Window?

You might be sitting in your kitchen drinking coffee when a golf ball comes sailing through your window. Now you're left to deal with your home insurance and hope they'll pay. Luckily, you should be covered, and a Florida independent insurance agent can help. But first, here's a look at how home insurance can protect you.

Woman using cell phone at home sitting outside near dogs. Who's responsible if my neighbors dog bites a stranger on my property in Florida?

Who’s Responsible If a Neighbor’s Dog Bites a Stranger on My Property in Florida?

Through no fault of your own, sometimes the guests you host at your home or even passersby end up getting hurt. So who's responsible if your neighbor’s dog bites a stranger on your property? A Florida independent insurance agent can not only answer this question for you, but also help you find the right home insurance.