Top Florida Insurance Questions and Answers

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FAQ: Does Homeowners Insurance in Florida Cover Water Damage?

When and how is water damage covered under homeowners insurance in Florida? Are there scenarios in which it is not covered? Get answers to your FAQs about water damage coverage under a home insurance policy in Florida.

How to Calculate Car Insurance Premiums in Florida

Florida drivers are required by law to have car insurance, but that doesn't mean you have to pay high insurance premiums. Let a Florida independent insurance agent help you understand how to calculate car insurance premiums and discover where you can save money on your Florida car insurance policy. Work with an agent today.

What Does Business Income Insurance Cover in Florida?

Florida businesses are at risk of severe weather and other tragedies leading to temporary closure. While your doors may be closed for repairs, the bills to operate your business are still open. Paying bills can be difficult when you're not making money, which is why every business can benefit from business income insurance.

What Does Hurricane Insurance Cover in Florida?

Hurricanes can cause hundreds of thousands of dollars of damage to your Florida home. The worst-case scenario is dealing with damage without proper insurance. A Florida independent insurance agent can help you purchase hurricane insurance to protect your dwelling, property, and personal belongings should a hurricane strike.

Is Business Insurance Required in Florida?

If you're starting a business in Florida, it's important to know any legal requirements you have for business insurance before you open your doors. While business insurance is not mandated by law, most companies are required to have workers' compensation. Work with a Florida independent insurance agent for your needs.

Does Homeowners Insurance Pay for Tree Removal in Florida?

More than 40% of hurricanes in the US make landfall in some part of Florida. If a storm takes down a tree on your property, your homeowners insurance may help pay to remove the tree, but not every time. Work with a Florida independent insurance agent to understand the coverage you receive with homeowners insurance.