Top Florida Insurance Questions and Answers

Insurance Resource Center Ask an Insurance Agent

Ask an Insurance Agent

Featured Article

FAQ: Does Homeowners Insurance in Florida Cover Water Damage?

When and how is water damage covered under homeowners insurance in Florida? Are there scenarios in which it is not covered? Get answers to your FAQs about water damage coverage under a home insurance policy in Florida.

FAQ: How Does an Umbrella Policy Work in Florida? 2023

Umbrella insurance offers extra liability protection beyond the limits of your home and auto insurance. How does umbrella insurance work in Florida? What does it cover, and how do you qualify to purchase it? An insurance expert answers some basic FAQs about umbrella insurance in Florida.

Is Flood Insurance Required in Florida?

Twenty-five percent of flood claims come from low to moderate-risk areas, which means that most Florida homeowners can benefit from flood insurance. Flood insurance is not required in Florida, but most homes and businesses are at risk of flooding. Work with a Florida independent insurance agent to purchase flood insurance.

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible for the damage?

Protect your Florida home from potential flood and water damage with the right set of home and flood insurance. Maintaining your gutters can help prevent flooding in your Florida basement, but home insurance doesn't cover all water damage. Work with a Florida independent insurance agent to secure the right coverage today.

If You Get into a Car Accident and the Other Driver Takes Off, Who's Responsible?

Twenty-five percent of accidents in Florida are hit and runs. Does your car insurance protect you from a hit and run? Work with a Florida independent insurance agent to get proper car insurance coverage against hit and runs and other unexpected accidents. Protect yourself with uninsured motorist coverage and other policies.

Firefighter silhouette against background of orange glow from fire in country house at night. If There's an Electric Fire in Your New House, Who Pays?

If There's an Electric Fire in Your New House, Who Pays?

Electric fires can lead to thousands of dollars in repairs if you don't have the proper home insurance in place. The first step for dealing with an electric fire is filing a claim with your Florida home insurance. Make sure you have the right policy in place by working with a Florida independent insurance agent.