Home insurance is not required by law, but it is required by lenders if you have a mortgage or a loan against your house. Florida has a high risk of hurricanes, tornadoes, and wildfires, and homeowners collect about $3.4 billion in insurance claims each year. So whether or not this coverage is required, it is almost certainly worth having.
The average American homeowner pays $1,173 per year for home insurance, but in Florida, the average annual premium is $1,993, making it the most expensive state in which to buy home insurance. Even though insurance is more expensive for homes in Florida, having insurance is vitally important because hazards such as severe storms and raging wildfires can cause serious damage to homes each year.
I started online and when I started comparing, I sent out questions to the ones that I was interested in which ended up being about four of them. They got back to me on time, usually within a couple of hours or within the hour after sending an email or placing a call. They called me back with the information I was looking for. That's what led me to decide that Trusted Choice was the one I should go with.
Rudy of Altimonte Springs, FL
Consumer Affairs
Homeowners insurance can cover the costs associated with many of the risks you face as a property owner in Florida. Whether your house has been flattened by a tornado or broken into by burglars, your policy can ensure that you do not suffer insurmountable financial losses as a result.
If you are concerned about floods in your area, or if you are in a flood zone, make sure to talk to your agent about flood insurance.
There are currently 1,583 independent insurance agents in Florida who are ready to help. These agents can work with several different insurance companies to help you obtain and compare a selection of customized home insurance quotes. That way, you can be sure you are getting the coverage you need at a fair and competitive price.
